DTI, hinikayat ang mga maliliit na negosyante na gamitin ang internet sa pagbebenta ng kanilang mga produkto
admin • March 10, 2016 • 14930
Ang Facebook at Twitter ay dalawa lamang sa mga social media sites na pwedeng magamit sa pagma-market ng negosyo. FILE PHOTO: Reuters
VISAYAS, Philippines — Isinusulong ngayon ng Department of Trade and Industry ang konsepto ng online negosyo o paggamit ng internet upang mapalakas ang kita ng micro, small and medium enterprises (MSME) sa Western Visayas.
Ayon sa dti, malaki ang posibilidad na lumawak ang isang negosyo kung gagamitan ng makabagong teknolohiya lalo’t nauuso na ngayon ang online shopping.
Handa naman ang local producers na subukan at pag-aralan ang mga pasikot-sikot ng e-commerce upang mapalago ang kanilang mga negosyo.
Pahayag ni Jean Oquendo na isang negosyante sa Capiz, “Yeah sure! If I will know what is it all about, if I’ll know how to go about it… syempre learn ko muna yun di ba? So, if it would be good also and I will have the time, maybe… and yes!”
Sabi naman ng negosyanteng si Cecille Pingoy na mula sa Aklan, “Syempre willing kami. Talagang reading ready na na pumasok kami sa ganun…”
Samantala, handa naman ang Department of Science and Technology na tulungan ang mga maliliit na negosyante sa product development bukod sa pagma-manage ng kanilang online business accounts.
Ang e-commerce ay isa sa mga paraang maaaring gamitin ng MSMEs sa pagpapalago ng negosyo lalo’t aabot na sa mahigit 225 million ang aktibong gumagamit ng internet sa Southeast Asia, batay sa ulat ng social media agency na We Are Social at Interactive Advertising Bureau Singapore.
Maaari ding gamitin ang internet upang maipakilala sa buong mundo ang mga produkto ng Pilipinas na malaking tulong upang mapa-angat ang kabuhayan ng local producers. (VINCENT OCTAVIO / UNTV News)
MANILA, Philippines – Senate Minority Franklin Drilon has questioned the P10-billion rescue package for companies heavily-hit by the coronavirus pandemic, calling it “grossly inadequate.”
In a statement on Wednesday, Drilon said the proposed amount is a “drop in the bucket” when compared to the government’s P19.5-billion fund to combat insurgency activities.
During a Senate hearing on the proposed Government Financial Institutions Unified Initiatives to Distressed Enterprises for Economic Recovery Act (Guide bill) on Wednesday, the senator stressed that rescuing strategically important companies (SIC) should be given priority since these can help save people’s employment.
He noted that the principal objective of the GUIDE bill is to give necessary access to credit and financial assistance to micro, small and medium enterprises (MSMEs) and SICs), affected by the COVID-19 pandemic.
However, Drilon questioned the sufficiency of the amount considering that the country suffered a 9.5 percent economic contraction in 2020, equivalent to P1.5 trillion, and an unemployment rate of 4.5 percent, equivalent to 4.5 million jobless Filipinos, due to the pandemic.
“Given all of these, I raise questions on the sincerity of the administration in helping these strategically important companies. Will it make a dent?” he asked.
“The P10 billion rescue package is a joke, especially if you look at it in the context of the P19.5 billion this government allocated to the anti-insurgency fund,” he added.
Drilon said there is clearly a need for the government to provide more meaningful interventions to help pandemic-hit companies, save jobs and revive the economy.
He also insisted that the government should put more funds from the national budget instead of utilizing the funds of the Land Bank of the Philippines and the Development Bank of the Philippines.
Under the measure, DBP and Landbank will be authorized to invest in, or enter into a joint venture agreement to incorporate a special holding company (SHC).
The SHC is intended to assist in the rehabilitation of strategically important companies affected by COVID-19 pandemic which are experiencing temporary solvency issues.
The bill provides for a capital infusion of P7.5 billion to LBP and P2.5 billion to DBP.
Drilon said using the existing funds of the state banks poses risks to their financial positions.
“I hope that the subcommittee can review the proposed structure of the special holding company, review the total financial exposure of the government in incorporating this, and check the finances of the LBP and DBP,” he said.
“We should also place more safeguards in the bill to ensure that the people’s money is protected,” he added.
MANILA, Philippines – A total of 21,695 loan applications under the Bayanihan COVID-19 Assistance to Restart Enterprises (CARES) program for small enterprises have been approved by the Small Business Corporation (SB Corp.) as of February 9, the Department of Trade and Industry (DTI) said.
SB Corp. is the financing arm of DTI. Its CARES program seeks to provide micro, small, and medium enterprises (MSME) with urgent relief needed to restart their businesses amid the COVID-19 pandemic.
“Our efforts to provide relief and assistance to MSMEs through the CARES program are further strengthened, especially as we work towards the sustainable and inclusive recovery of our nation,” Trade Secretary Ramon Lopez said in a statement issued on Wednesday.
“Over 20,000 MSMEs have already benefitted from this loan portfolio, which has helped businesses survive from permanent closure, recover from the effects of the pandemic, save or even create more jobs, and provide income to millions of Filipinos and their families,” he added.
Applications approved are equivalent to a loan amount of P2.35 billion, according to SB Corp. President and CEO Ma. Luna Cacanando.
Under the Republic Act No. 11494 or the “Bayanihan to Recover as One Act” (Bayanihan 2), financial support amounting to P10 billion has been allotted to the CARES program to help mitigate the adverse impact of the pandemic on MSMEs.
Lopez said the application process for CARES program have been simplified “to ensure that more businesses are able to avail of this service.”
The loan application and evaluation process, as well as the releasing process, have also been shifted online to reduce physical contact amid the pandemic.
He said the SB Corp. completes its evaluation of loan requests within seven working days, even faster if the documents are complete.
“Submission of documents such as BIR tax return can fast-track approval,” he said.
“There is currently no backlog on its loan evaluation work contrary to what other reports say. We are even promoting the program to more MSMEs applicants,” he added.
The trade chief emphasized that MSMEs are a key pillar of the country’s economy, which contribute 35.7% to GDP, employ 62.5% of the labor force, and constitute 99.5% of all business establishments in the country.
Based on a nationwide survey of over 3,000 MSMEs conducted by DTI, around 38% were forced to close down during the height of lockdown in April to June last year, and this number went down to 5% towards yearend 2020, as more sectors were gradually reopening.
“Loans from the Bayanihan CARES Program are interest-free, collateral-free, and are available to MSMEs, cooperatives, hospitals, and tourism businesses that have been in operation for at least one year,” Lopez said.
“Repatriated or returning OFWs who wish to engage in start-up business may also apply for a loan under the program after some trainings,” he added.
Loan terms can be up to four years, including a grace period of up to 12 months, giving MSMEs enough breathing space for the business to recover, and time to pivot and innovate their business models.
“We encourage all MSMEs across the country in all regions to consider taking the step in reopening or reconfiguring your respective businesses. The features of the Bayanihan CARES loan are intended to allow entrepreneurs to restart their businesses with ample elbow room. There is no need to worry about loan repayments for one year. There is also no need to worry about escalating financing costs,” Lopez said.
Interested applicants may submit their loan requests through www.BayanihanCARES.ph or contact the CARES Hotline at 8651-3333, and at 1-800-10-651-3333 (nationwide toll-free) for inquiries.
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