Pag-IBIG Fund members can now digitally apply for loan: Here’s how
Robie de Guzman • March 23, 2020 • 6294
MANILA, Philippines – The Pag-IBIG Fund has updated its loan application process to allow the digital processing of loans including Calamity Loan, amid the threat of novel coronavirus disease (COVID-19) in the country.
Most Filipinos are now in need of financial assistance after business operations were ordered suspended amid the fight against the spread of coronavirus.
Pag-IBIG Fund’s Calamity Loan Program seeks to provide immediate financial aid to its affected members in calamity-stricken areas.
Those who are qualified to apply are actively contributing members “residing in areas included in the declaration of a state of calamity by the Office of the President or the local council,” according to Pag-IBIG’s Calamity Loan Program FAQ.
President Rodrigo Duterte placed the Philippines under a state of calamity last March 17.
The loan applicant must also have at least 24 monthly membership savings and sufficient proof of income to qualify.
“If you have an existing Pag-IBIG Fund Housing Loan, MPL and/or Calamity Loan, your payments must be updated for you to qualify,” its FAQ reads.
On its Facebook page, Pag-IBIG said it released an updated guide on how its members can digitally apply for Multi-Purpose Loan and Calamity Loan to “accommodate members who have no access to a printer.”
3. Send the PDF file via email to your company Human Resources (HR) department, authorized company representative, or Fund Coordinator along with one valid ID and the front and back images of your Loyalty Card Plus, or Landbank, UCPB or DBP cash card.
Pag-IBIG Fund said the company HR, authorized representative, or Fund Coordinator shall e-mail the following to the Pag-IBIG Fund email address designated for your area:
1. Your loan application and requirements
2. The filled-out ‘Employer Confirmation of STL Application’ bearing your name. Your authorized company representative or Fund Coordinator can download this fillable form via this link.
The Pag-IBIG Fund said qualified members may borrow up to 80% of their total Pag-IBIG Regular Savings, which consist of their monthly contributions, their employer’s contributions, and accumulated dividends earned.
“If you have an outstanding Multi-Purpose and/or Calamity Loan, the amount of loan you will receive shall be the difference between the 80% of your total Pag-IBIG Regular Savings and the outstanding balance of your loan/s,” the FAQ read.
When should eligible members avail of the loan?
The agency said eligible borrowers must avail of the Calamity Loan within a period of 90 days from the declaration of a state of calamity.
The loan is payable within 24 months and comes with the initial payment due on the third month after the loan release.
Formally-employed members shall pay their loan amortization through a salary deduction arrangement with their employer while self-employed individuals, overseas Filipino workers, and all other individual payors may pay their amortization at any Pag-IBIG Fund branches.
MANILA, Philippines – Muling nagpa-alala ang Malakanyang sa publiko na hindi pa maaaring magtungo sa mga pasyalan ang mga menor de edad sa kabila ng pagluluwag ng COVID-19 alert level sa Metro Manila.
Ginawa ng Palasyo ang paalala kasunod ng muling pagdagsa ng maraming tao sa dolomite beach sa Maynila nitong weekend.
Batay sa video na kuha ng UNTV drone, makikita ang kumpulan ng maraming tao sa Manila Bay pati na ang ilang pamilyang may kasama pang mga bata.
Sa dami ng taong dumagsa sa lugar, hindi na nasunod ang social distancing rule at may iba pang hindi maayos ang pagkakasuot ng face mask.
Ayon kay Presidential Spokesperson Harry Roque, bawal pang pumasok ang mga bata sa dolomite beach sa Manila Bay at iba pang pasyalan.
Una nang sinabi ni Roque na maaari lamang lumabas ang mga bata kung ito ay para sa pangunahing pangangailangan at outdoor exercise.
“Hindi pa po pwede talagang magpasyal-pasyal ang mga bata. So, unang-una nananawagan po kami sa ating mga kababayan, pandemya pa po,” ani Roque.
“Bagama’t bumababa po ang mga kaso natin eh nandiyan pa po si COVID-19. So, huwag po tayong magpabaya… Kinakailangan po mask, hugas, iwas at kung kakayanin na bakuna na,” dagdag pa niya.
Kasalukuyang nasa COVID-19 Alert Level 3 ang Metro Manila, na ang ibig sabihin ay mas maluwag na restriction at pagpapahintulot sa pagbubukas ng mas maraming establisimyento sa limitadong kapasidad.
Ngunit paalala ng Palasyo sa publiko, dapat pa ring mag-ingat at iwasan ang pagkukumpulan dahil sa patuloy na banta ng COVID-19 sa kabila ng mataas na vaccination rate sa rehiyon.
Dapat ring panatilihin ang pagsunod sa health protocols upang maiwasan ang super spreader events.
“Nananawagan din po kami sa kapulisan, siguro diyan po sa Maynila, kinakailangan po ipatupad natin yung social distancing,” ani Roque.
Samantala, muli ring umapela ang Department of Health (DOH) sa publiko na huwag balewalain ang ipinaiiral na health protocols upang huwag nang tumaas pa ang kaso ng COVID-19 sa bansa.
“Katulad po ng lagi nating sinasabi hindi pa po tapos ang laban, andito pa po ang virus. Kailangan po tulong-tulong tayo huwag po tayong maging kampante maaaring lumabas pa ring pero kailangan mag- iingat pa rin tayo lahat,” ang paalala ni DOH Undersecretary Maria Rosario Vergeire.
Samantala, sinabi naman ni Environment and Natural Undersecretary Benny Antiporda na posibleng limitahan na nila ang dami ang mga papapasuking bisita sa dolomite beach sa Manila Bay upang maiwasan ang pagdagsa ng mga tao.
“They can spend about 15 minutes and since hindi po—hindi na po 15 minutes, pinababayaan na po kahit magtagal sa loob, eh titingnan po natin at kahit tuloy-tuloy pa ho, tuloy-tuloy pa yung dating ng tao, maaari hong ibalik namin yung time limit ng pagbisita,” ang wika ni Antiporda. – RRD (mula sa ulat ni Correspondent Rosalie Coz)
The Philippine National Police (PNP) on Monday said it will deploy more personnel at the dolomite beach in Manila after thousands of people flocked to the area over the weekend.
PNP chief Police General Guillermo Eleazar said he has tasked the Manila Police District (MPD) to closely coordinate with the Department of Environment and Natural Resources (DENR), dolomite beach administrators, and the local government unit on the possibility of establishing restrictions on the number of visitors and their length of stay.
He also directed the MPD to make sure that no super spreader event will occur in the area.
“Inatasan ko na ang Director, MPD na magdagdag ng pulis sa dolomite area ng Manila Bay upang tiyakin na nasusunod ang minimum public health safety protocols. Kasama sa aking utos ang pakikipag-ugnayan sa lokal na pamahalaan upang magkaroon ng maayos na sistema, lalo na sa pagdadala ng mga bata na nakita natin sa video at sa mga litrato na kumalat sa social media,” Eleazar said in a statement.
“Nauunawaan natin ang kasabikan ng ilan nating mga kababayan na lumabas dahil sa mahabang lockdown subalit hindi dahilan ito upang ipagsawalang-bahala ang kaligtasan ng bawat isa, lalo na ang mga batang isinama nila gayong malinaw sa patakaran na hindi pa puwede silang lumabas under the COVID Alert Level 3 status,” he added.
Last Sunday, the PNP said authorities temporarily stopped the entry of visitors when the crowd reached 4,000.
Video taken via UNTV drone also showed clusters of people visiting the dolomite beach, with some even violating the protocol on social distancing and wearing of face masks.
Eleazar reminded the public to strictly adhere to the health protocols against COVID-19 when visiting public areas to prevent the further spread of the disease.
The DENR earlier said it is eyeing the possibility of limiting to only 15 minutes the length of stay and the number of visitors to the area.
MANILA, Philippines — The Commission on Elections (Comelec) maintains that there is no law that requires a person to get vaccinated first before he or she can vote in the May 2022 national and local elections.
According to Comelec Deputy Executive Director for Operations Atty. Teofisto Elnas, a voter will not be asked to present his vaccination card come election day.
“Lalo na ina-anticipate natin na on election day na meron at meron pang walang vaccination or yung mga taong hindi nagpa-vaccine for whaterver reason makakaboto pa rin sila and they are not to present ‘yong vaccination card,” Elnas said.
Comelec spokesperson Director James Jimenez, meanwhile, said there is no alternative way for a confirmed COVID-19 positive patient or those in an isolation facility to vote during the elections.
“Paano naman ‘yong may mga sakit din? May pneumonia, may cancer? Hindi naman sila makakaboto. So if you’re sick, we recommend that you stay for treatment or if you are contagious, stay away from people. I think that’s, shall we say, fair,” Jimenez said.
The poll body, however, said that they are willing to extend the voting hours so that more voters will be given the opportunity to cast their votes.
“Just in case at the end of the voting hours meron at meron pa ring mga botante na nakapila or mga botante within the voting center, uubusin yan hanggang matapos yan. Tatapusin yan. So, in effect mag-i-extend tayo ng voting hours natin,” Elnas said.
Comelec reminds voters that wearing face masks and face shields will be strictly implemented on election day.
Voter registration is still ongoing until October 30.
As of September 30, Comelec has recorded 63 million registered voters. —/mbmf (from the report of UNTV Correspondent Dante Amento)
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