Pag-IBIG Fund members can now digitally apply for loan: Here’s how

Robie de Guzman   •   March 23, 2020   •   4187

MANILA, Philippines – The Pag-IBIG Fund has updated its loan application process to allow the digital processing of loans including Calamity Loan, amid the threat of novel coronavirus disease (COVID-19) in the country.

Most Filipinos are now in need of financial assistance after business operations were ordered suspended amid the fight against the spread of coronavirus.

Pag-IBIG Fund’s Calamity Loan Program seeks to provide immediate financial aid to its affected members in calamity-stricken areas.

Those who are qualified to apply are actively contributing members “residing in areas included in the declaration of a state of calamity by the Office of the President or the local council,” according to Pag-IBIG’s Calamity Loan Program FAQ.

President Rodrigo Duterte placed the Philippines under a state of calamity last March 17.

The loan applicant must also have at least 24 monthly membership savings and sufficient proof of income to qualify.

“If you have an existing Pag-IBIG Fund Housing Loan, MPL and/or Calamity Loan, your payments must be updated for you to qualify,” its FAQ reads.

On its Facebook page, Pag-IBIG said it released an updated guide on how its members can digitally apply for Multi-Purpose Loan and Calamity Loan to “accommodate members who have no access to a printer.”

Here’s how to digitally apply for a loan:

1. Applicants should fill out forms for Multi-Purpose Loan and Calamity Loan

2. Save the filled-out form as PDF file

3. Send the PDF file via email to your company Human Resources (HR) department, authorized company representative, or Fund Coordinator along with one valid ID and the front and back images of your Loyalty Card Plus, or Landbank, UCPB or DBP cash card.

Pag-IBIG Fund said the company HR, authorized representative, or Fund Coordinator shall e-mail the following to the Pag-IBIG Fund email address designated for your area:

1. Your loan application and requirements

2. The filled-out ‘Employer Confirmation of STL Application’ bearing your name. Your authorized company representative or Fund Coordinator can download this fillable form via this link

The Pag-IBIG Fund said qualified members may borrow up to 80% of their total Pag-IBIG Regular Savings, which consist of their monthly contributions, their employer’s contributions, and accumulated dividends earned.

“If you have an outstanding Multi-Purpose and/or Calamity Loan, the amount of loan you will receive shall be the difference between the 80% of your total Pag-IBIG Regular Savings and the outstanding balance of your loan/s,” the FAQ read.

When should eligible members avail of the loan?

The agency said eligible borrowers must avail of the Calamity Loan within a period of 90 days from the declaration of a state of calamity.

The loan is payable within 24 months and comes with the initial payment due on the third month after the loan release.

Formally-employed members shall pay their loan amortization through a salary deduction arrangement with their employer while self-employed individuals, overseas Filipino workers, and all other individual payors may pay their amortization at any Pag-IBIG Fund branches.

23 out of 163 potential COVID-19 vaccines under clinical trial—FDA

Aileen Cerrudo   •   July 16, 2020

The Food and Drug Administration (FDA) said 23 out of 163 potential vaccines for coronavirus disease (COVID-19) are currently under clinical testing stage.

According to FDA Director General Eric Domingo, two potential COVID-19 vaccines will be given to a larger group of people to see if it is effective and to further evaluate its safety.

The said vaccines are Astrazeneca, currently being developed in London, and Sinovac that is being developed in China.

Department of Health (DOH) Spokesperson Usec. Maria Rosario Vergeire said that the anti-flu drug Favipiravir or Avigan, from Japan is also nearing clinical trials.

“We are fortunate that the Japanese have reached out to us to help increase the sample size of their Avigan drug trial, a potential treatment to prevent people from dying from COVID-19,” she said.

Meanwhile, the FDA has confirmed that another potential vaccine is being developed in Russia. Domingo said it is currently in the advanced phase.

“Ginagamit na rin siya sa clinical trial ng ibang bansa mayroon din sa Japan, China, United States, Italy at Russia, (It is currently under clinical trial in other countries like Japan, China, United States, and Russia),” he said.

The medicine for Ebola Virus, Remdesivir, is currently under solidarity trial. Remdesivir is being used in other countries to treat severe COVID-19 patients. AAC (with reports from Aiko Miguel)

Davao City eyes new protocols for returning residents, Davao-bound travelers

Aileen Cerrudo   •   July 16, 2020

The Davao City Government will be enforcing new protocols for returning residents, including Davao-bound passengers to prevent the spread of coronavirus disease (COVID-19) in the city.

Davao City Mayor Sara Duterte said they have begun implementing the COVID-19 ‘Test and Wait’ mechanism for returning Davao City residents, overseas Filipino workers (OFWs), and the locally stranded individuals (LSIs).

“It means that we test them and let them wait in a holding area. When the results come out, they can go home for home quarantine,” she said.

Meanwhile, Duterte has requested the Department of Transportation (DOTr) to require all Davao City-bound passengers to submit a negative RT-PCR test taken within 48 hours of the departure date.

The Davao International Airport (DIA) resumed operations last June 8 and has been receiving OFWs, LSIs, and commercial flight passengers since it reopened.

The Davao mayor already raised concerns over the increasing cases of COVID-19. Based on reports, many of the cases are returning individuals from Manila. AAC

Duque clarifies: PH ‘bent’ COVID-19 curve, not ‘flattened’

Aileen Cerrudo   •   July 16, 2020

After announcing that the government has successfully flattened the curve of coronavirus disease (COVID-19) cases in April, Department of Health (DOH) Secretary clarified that the COVID-19 cases in April has been ‘bent’.

Duque received backlash after his statement on Wednesday (July 16). He later clarified his statement on his Twitter account.

“This means we bent the curve in April after the March Enhanced Community Quarantine (ECQ),” he said.

The DOH official, meanwhile, admitted there is an increase in COVID-19 cases in the country because of community transmission prompted by the easing of community quarantine restrictions. The government also has expanded its testing capacity which added to the increased number of cases.

He also said it is important to maintain the number of cases at a manageable level to avoid overwhelming health workers. AAC (with reports from Aiko Miguel)

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